On June 20, the central bank once again approved 0.5%, and the RMB deposit reserve ratio officially entered a historical high of 21.5%. This is the sixth 0.5% this year and the 12th since last year. The continuous tightening of monetary policy by the central bank has caused a large number of small and medium-sized enterprises to face the dilemma of financing difficulties. “There is less and less money, and more and more expensive.†It has become a common feeling in the corporate world. The austerity of the money is like a "mirror mirror", which reflects the corporate sentiments that cannot be seen when the funds are abundant. Central enterprises borrow money but can't afford money, and small and medium-sized enterprises have no money to borrow, and they are suffering. "Money shortage" has become the biggest obstacle to the development of small and medium-sized hardware and electrical enterprises. “Compared with the same period of last year, turnover and sales have increased by 20%-30%, but the overall profit margin is not high, which is directly related to the recent rise in prices and raw materials.†Mr. Wen, who is doing hardware business in Dongguan, revealed that He once worked as a warehousing loan of 10 million yuan in the bank. In a situation where the manufacturing enterprises like them have loose policies, it is difficult to apply for loans from banks without collateral, let alone now. "Now doing factories, 300% are running their own funds, every screw, every needle needs money. Now the upstream suppliers do not have a willing to give the goods first, are to pay in advance. Downstream big customers Then take the monthly payment method, and receive the invoice of the goods before paying the purchase price of the previous month, so that it will take two to three months to get the payment back and forth. For the manufacturers, the financial pressure is very large." In the interview with the Yangcheng Evening News, I said. In Jiangsu and Zhejiang provinces, carrying a certain proportion of “triangular debts†is the normal state of local SMEs. Taking the valve industry as an example, valve stem suppliers often pay some accounts for iron and copper raw materials enterprises, and downstream enterprises write off accounts for suppliers. The payment recovery period is usually 3-6 months. Therefore, these "small enterprises" never rely on banks, and simply adjust the allocation of funds through collection and repayment. However, in recent years, the prices of raw materials have soared. Buying copper must be traded in cash. The only liquidity of enterprises is not enough to buy raw materials. In order to maintain the normal operation of enterprises, business owners have to enter the ranks of borrowing. In the case of bank loan difficulties, some enterprises were forced to use private lending to save themselves when they encountered difficulties. It is understood that due to the tight monetary policy, the market is in short supply of funds, and the monthly interest rate of private lending has exceeded 3 points. An investment community said that the use of private capital is too expensive and dangerous. Enterprises have a heavy debt burden. Once the capital chain breaks, the company will fall into bankruptcy. At this stage, the road to survival and development of small and medium-sized hardware and electrical enterprises is becoming narrower and narrower. In addition to the problems of RMB appreciation and inflation, the price of raw and auxiliary materials has soared, and it has to undergo various “wild†attacks from time to time: the labor market “Labor shortageâ€, “money shortage†in the capital market, “electricity shortage†and “oil shortage†in the development factor. All of these have caused the company's profits to shrink and the funds to tighten. They can't die at once, and they can't see the hope of living alive than the "warm water boiled frog." It can be seen that, in essence, in order to solve the obstacles to the development of small and medium-sized hardware and mechanical enterprises, China must create a sound market economy system for the manufacturing industry, weaken the government intervention, and enable enterprises to survive the inferior in an open market environment. Survive. Only in this way can China's manufacturing achieve natural industrial transformation and technological upgrading, and truly move toward "China's creation" to achieve rapid and healthy development.
Kitchen sink
The main purpose of the kitchen sink is to wash food, wash dishes, etc. According to the style, it can be divided into Apron Sink, workstation, Topmount Sink, Undermount Sink and so on. The sink is mainly made of 304 stainless steel, which is resistant to corrosion, oxidation, good toughness and durability.
Over 10 years global trade of stainless steel handmade kitchen sinks experience.
High quality 304 or 201 stainless steel material, apply advanced nano technology.
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